Nine tools designed around one idea: make the right financial decision easier than the wrong one. No bank connection. No waiting.
Get the App Free →Type any purchase and price. In 3 seconds see: hours of your life it costs, days your goal is delayed, and what that money becomes in 10 years. The pause that changes everything.
Set budget limits per category. dLayit sends a push notification the moment you are close to your limit — before you go over, not after.
Blocked a big impulse buy? Hit a goal milestone? One tap generates a branded card — percentages only, never dollar amounts — and opens your phone's native share menu.
Enter what you owe and your rate. See the monthly interest bleeding from your account and what that money grows to if invested instead. The per-$100 number changes how people think about debt forever.
Set starting balance, monthly contribution, time horizon. See three live scenarios: 4%, 7%, 10% return. Watch numbers change as you type.
Snap any receipt. dLayit reads every line item and assigns each to the right budget envelope. Zero manual entry.
Custom scripts for cable, internet, insurance, phone. You call, follow the script, providers say yes 70% of the time. Average saving: $1,400/year.
Ask any money question and get a real answer based on your numbers. Powered by Claude (Anthropic). Knows your balance, goals, and patterns. Available 24/7.
Enter annual expenses, current savings, monthly contribution, expected return. dLayit calculates your FIRE number, years until you reach it, and your projected financial independence date.
Free to install. No bank linking. No credit card needed.
Check your email. Welcome to dLayit.