Americans spend $1,497/month on impulse purchases  ·  67% live paycheck to paycheck  ·  Credit card debt hit $1.17 trillion  ·  $200/month at 7% becomes $104K in 20 years  ·  Americans spend $1,497/month on impulse purchases  ·  67% live paycheck to paycheck  ·  Credit card debt hit $1.17 trillion  ·  $200/month at 7% becomes $104K in 20 years  · 
AI-Powered Personal Finance

Stop handing
your money
to nobody.

Every impulse buy is a silent tax you never agreed to pay. dLayit shows you the real cost of every purchase — in seconds — before you spend a single dollar.

No credit card · No bank linking · Free forever plan

You're in! 🎉

Check your email. Welcome to dLayit.

✓ Free forever plan ✓ Works on any device ✓ No App Store needed ✓ AI-powered
9:41 dLayit Total Balance $8,420 Monthly Income +$6,500 This Month -$3,840 WEALTH GROWTH · 7% $138K in 10yr Emergency Fund 68% $6,800 saved · Goal $10,000 A Gold Tier Top 12% · 14-day streak 🔥
$847
avg monthly savings
24
impulse buys blocked / month
68%
avg goal progress in 90 days
3 sec
to check any purchase
The difference

Your finances. Before and after.

Before dLayit
✗You buy on impulse. You justify it. The money is gone.
✗Your bills are whatever they are. Nobody said they were negotiable.
✗Your savings goal has been "I'll start next month" for two years.
✗You don't know your hourly worth — so $200 on a whim feels fine.
✗Living paycheck to paycheck with nothing building.
After dLayit
✓Before you buy, you see the real cost in hours worked and goal delay.
✓AI scripts cut your bills 20–35%. You make the call. You keep the money.
✓Your emergency fund is 68% funded and moving in real time.
✓You know your hourly rate. $200 feels like 5.2 hours of your life.
✓Money is moving. Wealth is building. You can see the number.

Start building real wealth today.

Free to install. No bank linking. No credit card needed.

No credit card · No bank linking · Free forever plan

You're in! 🎉

Check your email. Welcome to dLayit.